Thinking about a change?

A refinance might help with a new plan. Let’s look at your goals and the full cost before you decide.

Estimate usable equity

Property value less your mortgage balance is equity, but not all of it is available to borrow. The calculator uses an editable loan-to-value assumption; lender limits and program rules vary.

Count the costs

Request an accurate payout statement. Prepayment penalties, discharge charges, legal fees, appraisal fees and other costs can affect the benefit of refinancing.

Consolidate with care

Moving unsecured debt into a mortgage can reduce a monthly payment while increasing total interest if repayment is stretched. It also secures the debt against your home. Compare the repayment horizon and make a plan to avoid rebuilding balances.

You don’t need all the answers before we talk.

Tell me a little about what you have in mind. We’ll take it from there.

Get in touch

Let’s start with a conversation.

A question is a good place to begin. Call, text or email whenever you’re ready.

705-706-1841
info@homesinmuskoka.ca

Based in Bracebridge, Muskoka. Working with clients throughout Ontario.

Privacy & website use · Contact

Kandice Moore | Mortgage Agent Level 1 | Ontario | BRX Mortgage Inc. | FSRA #13463

Financing is subject to lender approval, eligibility and terms. Calculator results are estimates. No rate or approval is guaranteed. Mortgage services are offered through the brokerage within Ontario Mortgage Agent Level 1 permissions. Business financing arrangements and any referral fees must be confirmed and disclosed separately.