A mortgage that fits your life.

Your first home or your next move? We’ll work through the numbers, costs and choices together.

Buying a home

Start with your down payment, household budget and expected closing costs. A pre-approval can help with planning, but final approval also depends on the property, documents and lender conditions.

First-time buyers

Explore minimum down payments, mortgage default insurance and potential land transfer tax refunds. First-time buyer definitions vary by program; eligibility for one does not guarantee eligibility for another.

What to prepare

A lender may request income confirmation, recent pay statements, tax documents, down payment history, existing debt details and the purchase agreement. The requirements depend on the file.

Compare the complete offer

Review fixed versus variable interest, term, amortization, payment privileges, portability, penalties and fees. Use the calculators to explore scenarios, then confirm the details with a lender.

You don’t need all the answers before we talk.

Tell me a little about what you have in mind. We’ll take it from there.

Get in touch

Let’s start with a conversation.

A question is a good place to begin. Call, text or email whenever you’re ready.

705-706-1841
info@homesinmuskoka.ca

Based in Bracebridge, Muskoka. Working with clients throughout Ontario.

Privacy & website use · Contact

Kandice Moore | Mortgage Agent Level 1 | Ontario | BRX Mortgage Inc. | FSRA #13463

Financing is subject to lender approval, eligibility and terms. Calculator results are estimates. No rate or approval is guaranteed. Mortgage services are offered through the brokerage within Ontario Mortgage Agent Level 1 permissions. Business financing arrangements and any referral fees must be confirmed and disclosed separately.